If you want to sell products or services on your web site then you need an easy to manage online store. Look at our online shop section to see what it can do for you. More, you will require a way to accept payments from customers on your web site. The most convenient way to accept payments on the internet today is to use credit card. There are other payment methods as well, such as money order, cash on delivery and banking.

If you decide to accept credit card payment, you will need a merchant account. It is a special bank account that enables your web site to accept credit card payments either manually or in real time .

• Some banks that provide Merchant Account
  ANZ
  BankWest
  Bendigo Bank
  Commonwealth Bank
  Gopay
  National Australia Bank
  St George Bank
  Westpac Bank

If you process credit card payment manually, the credit card data will transfer via your web server and you will need a Secure Certificate to protect the data.

• Secure Certificate
  You may have free access to your hosting provider's secure certificate, which will enable your to receive manual credit card payments securely. However, some Banking institutions may require you to have your own secure 128 bit certificate to make online sales.
• Major Secure Certificate providers
  Verisign (expensive)
  Thawte
  GeoTrust
  Equifax

if you choose real time credit card processing, you may also require a Payment Gateway. Some banks offer this as part of their solution.

• Payment Gateway
  A payment gateway is a program integrates to a merchant's web site to allow real time credit card processing securely online. Contact your bank for merchant account and payment gateway information.
• Some web sites provide Payment Gateway
  PayPal
  MoneyBookers
  PlanetPayment

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